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sa·​lient | \ ˈsā-lyənt 
Of primary importance or worthy of note. Remarkable.
Outstanding. Based on sound reasoning. 

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Finally....a kid-friendly way to teach your children about the Infinite Banking Concept. Grab your copy today! 

What is the Infinite
Banking Concept?

IBC in 2 Minutes

I'm of the opinion that there are a vast number of Americans who are still after the American dream...maybe just not in the way we've been taught. The Infinite Banking Concept (IBC) was developed as a way to return financial control to the individual. By utilizing the little-known benefits of dividend-paying whole life insurance, it's possible to create a personal, privatized banking system to finance the needs of your life, while building wealth for the future. Banking is not something that has to be delegated to others. It's possible to take back the banking function in your life in a way that benefits YOU and your loved ones instead of someone else. You can be your own banker. I'd love to teach you how. 

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My Story

I'll be honest. I've spent most of my life as a disciple of some well-known radio personalities that preached that a key to financial salvation was to "buy term and invest the difference." I was not open to the concept of ANY type of whole life product, whether it paid dividends or not. 

The information on this website is the result of much searching, stacks of  books, videos, podcasts...and eventually, a complete mind shift. Not only did I determine that I had been wrong, but I became so convinced of IBC's effectiveness that I went all in to become an authorized IBC practitioner by way of the Nelson Nash Institute, the gold standard in the IBC world. I hope that this site can be a source of clear, concise, thoughtful education on the Infinite Banking Concept. And if you like what you see, I'd be honored to help you start your journey to becoming your own banker. 

IBC Class is in Session

Everyone is wired differently. Some people just use a watch to let them know what time it is, while others want to know exactly how the watch works. If you're in the former category, check out the "Easy Answers" section for short, to the point videos to teach you the basics. If you'd rather get down to the nitty-gritty, take the deep dive into articles written by some of the foremost authorities on this subject. I invite you to pull up a chair, grab a hot beverage, and let's explore the Infinite Banking Concept. 

Easy Answers


Deep Dive


Success Stories

"I am so blessed to have Becca help my company build wealth for the future. We have traded loan payments for investments in the company all while saving money. Having someone that I can trust with my future business earnings was essential and she helped me every step of the way. Absolutely no regrets!"

Ericka M.-Lubbock, TX

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Contact me to find
your way to a more secure financial future

Becca Wilhite, Authorized IBC Practitioner


Plainview, Texas

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